LLQP Exam Prep
About Course
LLQP Exam Prep prepares you for the four Life Licence Qualification Program exams in the common-law provinces: Life Insurance, Accident and Sickness Insurance, Segregated Funds and Annuities, and Ethics and Professional Practice.
The course follows the harmonized CISRO curriculum in 8 modules:
- Module 0 — Getting started — How the LLQP exams work, how questions are built, and a study plan that fits your licence and your exam date.
- Module 1 — Life Insurance — Term, whole life, T100, universal life, riders, group life, taxation, business insurance, underwriting, needs analysis and service.
- Module 2 — Accident and Sickness Insurance — Disability, critical illness, long-term care, health and dental, business coverage, client profile and group plans.
- Module 3 — Segregated Funds and Annuities — Investing basics, segregated fund guarantees, annuities, investor profile, recommendation, contracts and group retirement plans.
- Module 4 — Ethics and Professional Practice (Common Law) — Legal framework, policy provisions, claims and payment of benefits, and the rules governing life and A&S agents.
- Module 5 — Bonus: Taxation principles — The tax calculations that come back in the Life and Segregated Funds exams, practised until they are automatic.
- Module 6 — Up to date for 2027 — What changed since older study notes were written, and the 20 traps that cost the most points.
- Module 7 — Practice exams in the official format — 20 unseen practice exams with the same load as the real sitting, 4 speed sets, and a score by curriculum competency.
Every lesson ends with a practice quiz. Each question shows its level (knowledge, comprehension, application) and its curriculum competency, offers a two-level hint and is explained right after you answer. Module checks and practice exams run under real conditions, and every result screen gives your score by competency and by module with the lessons to review.
Questions before you enrol? Write to info@llqp-exam.ca or message us on WhatsApp.
Published by Quartzium Learning Center.
What Will You Learn?
- Prepare the Life, Accident and Sickness, Segregated Funds and Ethics exams with one course
- Practise with exam-level questions, each with a two-level hint and a written explanation
- Take 20 unseen practice exams in the official format: 35 questions in 75 minutes (25 for Ethics)
- See your score by curriculum competency and by module after every quiz, with the lessons to review
- Study at your own pace on a computer, tablet or phone
Course Content
Module 0 — Getting started
How the LLQP exams work, how questions are built, and a study plan that fits your licence and your exam date.
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0.1 The LLQP: course, four exams, pass mark, rewrites and deadlines
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0.2 Method: question types, case studies, calculations and the reference material
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0.3 Your 4-, 6- or 8-week study plan
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Diagnostic — where do you stand?
Module 1 — Life Insurance
Term, whole life, T100, universal life, riders, group life, taxation, business insurance, underwriting, needs analysis and service.
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1.1 Introduction to life insurance
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Quiz 1.1 — part 1/2 — Introduction to life insurance
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Quiz 1.1 — part 2/2 — Introduction to life insurance
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1.2 Term life insurance
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Quiz 1.2 — part 1/2 — Term life insurance
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Quiz 1.2 — part 2/2 — Term life insurance
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1.3 Whole life and term-to-100 insurance
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Quiz 1.3 — part 1/2 — Whole life and term-to-100 insurance
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Quiz 1.3 — part 2/2 — Whole life and term-to-100 insurance
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1.4 Universal life insurance
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Quiz 1.4 — part 1/2 — Universal life insurance
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Quiz 1.4 — part 2/2 — Universal life insurance
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1.5 Riders and supplementary benefits
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Quiz 1.5 — part 1/2 — Riders and supplementary benefits
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Quiz 1.5 — part 2/2 — Riders and supplementary benefits
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1.6 Group life insurance
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Quiz 1.6 — part 1/2 — Group life insurance
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Quiz 1.6 — part 2/2 — Group life insurance
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1.7 Taxation of life insurance and tax strategies
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Quiz 1.7 — part 1/3 — Taxation of life insurance and tax strategies
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Quiz 1.7 — part 2/3 — Taxation of life insurance and tax strategies
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Quiz 1.7 — part 3/3 — Taxation of life insurance and tax strategies
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1.8 Business life insurance
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Quiz 1.8 — part 1/2 — Business life insurance
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Quiz 1.8 — part 2/2 — Business life insurance
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1.9 Application and underwriting
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Quiz 1.9 — part 1/2 — Application and underwriting
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Quiz 1.9 — part 2/2 — Application and underwriting
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1.10 Assessing the client’s situation
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Quiz 1.10 — part 1/2 — Assessing the client’s situation
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Quiz 1.10 — part 2/2 — Assessing the client’s situation
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1.11 Recommending an insurance policy
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Quiz 1.11 — part 1/2 — Recommending an insurance policy
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Quiz 1.11 — part 2/2 — Recommending an insurance policy
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1.12 Ongoing service
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Quiz 1.12 — part 1/2 — Ongoing service
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Quiz 1.12 — part 2/2 — Ongoing service
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Module 1 check
Module 2 — Accident and Sickness Insurance
Disability, critical illness, long-term care, health and dental, business coverage, client profile and group plans.
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2.1 Financial protection provided by A&S insurance
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Quiz 2.1 — Financial protection provided by A&S insurance
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2.2 Insurance to protect income
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Quiz 2.2 — part 1/3 — Insurance to protect income
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Quiz 2.2 — part 2/3 — Insurance to protect income
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Quiz 2.2 — part 3/3 — Insurance to protect income
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2.3 Insurance to protect assets
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Quiz 2.3 — part 1/2 — Insurance to protect assets
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Quiz 2.3 — part 2/2 — Insurance to protect assets
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2.4 Insurance to protect savings
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Quiz 2.4 — part 1/2 — Insurance to protect savings
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Quiz 2.4 — part 2/2 — Insurance to protect savings
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2.5 Insurance to protect businesses
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Quiz 2.5 — part 1/2 — Insurance to protect businesses
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Quiz 2.5 — part 2/2 — Insurance to protect businesses
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2.6 Client profile
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Quiz 2.6 — part 1/2 — Client profile
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Quiz 2.6 — part 2/2 — Client profile
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2.7 Insurance recommendation, contract and service needs
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Quiz 2.7 — part 1/2 — Insurance recommendation, contract and service needs
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Quiz 2.7 — part 2/2 — Insurance recommendation, contract and service needs
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2.8 Group plan specifics
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Quiz 2.8 — part 1/2 — Group plan specifics
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Quiz 2.8 — part 2/2 — Group plan specifics
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Module 2 check
Module 3 — Segregated Funds and Annuities
Investing basics, segregated fund guarantees, annuities, investor profile, recommendation, contracts and group retirement plans.
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3.1 Investment and savings
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Quiz 3.1 — part 1/2 — Investment and savings
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Quiz 3.1 — part 2/2 — Investment and savings
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3.2 Segregated funds
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Quiz 3.2 — part 1/3 — Segregated funds
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Quiz 3.2 — part 2/3 — Segregated funds
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Quiz 3.2 — part 3/3 — Segregated funds
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3.3 Annuities
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Quiz 3.3 — part 1/2 — Annuities
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Quiz 3.3 — part 2/2 — Annuities
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3.4 Investor profile
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Quiz 3.4 — part 1/2 — Investor profile
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Quiz 3.4 — part 2/2 — Investor profile
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3.5 Segregated fund and annuity recommendation
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Quiz 3.5 — part 1/2 — Segregated fund and annuity recommendation
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Quiz 3.5 — part 2/2 — Segregated fund and annuity recommendation
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3.6 Segregated fund contracts
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Quiz 3.6 — part 1/2 — Segregated fund contracts
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Quiz 3.6 — part 2/2 — Segregated fund contracts
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3.7 Annuity contracts
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Quiz 3.7 — part 1/2 — Annuity contracts
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Quiz 3.7 — part 2/2 — Annuity contracts
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3.8 Group retirement and investment plans
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Quiz 3.8 — part 1/2 — Group retirement and investment plans
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Quiz 3.8 — part 2/2 — Group retirement and investment plans
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Module 3 check
Module 4 — Ethics and Professional Practice (Common Law)
Legal framework, policy provisions, claims and payment of benefits, and the rules governing life and A&S agents.
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4.1 Legal framework governing insurance
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Quiz 4.1 — part 1/3 — Legal framework governing insurance
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Quiz 4.1 — part 2/3 — Legal framework governing insurance
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Quiz 4.1 — part 3/3 — Legal framework governing insurance
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4.2 Insurance policy provisions
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Quiz 4.2 — part 1/3 — Insurance policy provisions
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Quiz 4.2 — part 2/3 — Insurance policy provisions
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Quiz 4.2 — part 3/3 — Insurance policy provisions
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4.3 Claims and payment of benefits
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Quiz 4.3 — part 1/2 — Claims and payment of benefits
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Quiz 4.3 — part 2/2 — Claims and payment of benefits
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4.4 Rules and principles governing agents
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Quiz 4.4 — part 1/3 — Rules and principles governing agents
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Quiz 4.4 — part 2/3 — Rules and principles governing agents
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Quiz 4.4 — part 3/3 — Rules and principles governing agents
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Module 4 check
Module 5 — Bonus: Taxation principles
The tax calculations that come back in the Life and Segregated Funds exams, practised until they are automatic.
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5.1 Canadian tax framework
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Quiz 5.1 — Canadian tax framework
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5.2 Investment income
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Quiz 5.2 — Investment income
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5.3 Taxation and insurance
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Quiz 5.3 — part 1/2 — Taxation and insurance
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Quiz 5.3 — part 2/2 — Taxation and insurance
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5.4 Tax strategies using life insurance
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Quiz 5.4 — Tax strategies using life insurance
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Module 5 check
Module 6 — Up to date for 2027
What changed since older study notes were written, and the 20 traps that cost the most points.
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6.1 What changed and makes old notes wrong
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Quiz 6.1 — What changed and makes old notes wrong
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6.2 The 20 most frequent traps, exam by exam
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Quiz 6.2 — The 20 most frequent traps, exam by exam
Module 7 — Practice exams in the official format
20 unseen practice exams with the same load as the real sitting, 4 speed sets, and a score by curriculum competency.
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7.0 How to use the 20 practice exams
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Practice exam 01 — Life Insurance
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Practice exam 02 — Life Insurance
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Practice exam 03 — Life Insurance
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Practice exam 04 — Life Insurance
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Practice exam 05 — Life Insurance
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Practice exam 06 — Accident and Sickness
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Practice exam 07 — Accident and Sickness
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Practice exam 08 — Accident and Sickness
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Practice exam 09 — Accident and Sickness
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Practice exam 10 — Accident and Sickness
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Practice exam 11 — Segregated Funds and Annuities
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Practice exam 12 — Segregated Funds and Annuities
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Practice exam 13 — Segregated Funds and Annuities
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Practice exam 14 — Segregated Funds and Annuities
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Practice exam 15 — Segregated Funds and Annuities
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Practice exam 16 — Ethics and Professional Practice
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Practice exam 17 — Ethics and Professional Practice
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Practice exam 18 — Ethics and Professional Practice
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Practice exam 19 — Ethics and Professional Practice
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Practice exam 20 — Ethics and Professional Practice
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Speed set 1 — Life Insurance
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Speed set 2 — Accident and Sickness
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Speed set 3 — Segregated Funds and Annuities
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Speed set 4 — Ethics and Professional Practice